Banking Abbreviations Study Material for All Banking Exams: Banking Awareness Questions and Answers and Study Materials on Banking Abbreviations for All Bank Exams like IBPS PO Clerk, IBPS RRB, SBI & LIC Insurance etc. Please save the below list on Banking Abbreviations it will help you to score more in your upcoming bank exams.
| Acronyms | Abbreviations |
| ABEDA | Arab Bank for Economic Development in Africa. |
| ACF | Auto Correlation Function. |
| ACS | Automated Clearing Systm. |
| AD | Authorized Dealer. |
| ADB | Asian Development Bank. |
| ADF | Automated Data Flow |
| ADR | American Depository Receipt. |
| AEPS | Aadhaar Enabled Payments Switch |
| AFS | Annual Financial Statement. |
| AGM | Annual General Meeting. |
| AIC | Agricultural Insurance Company. |
| AIF | Alternative Investment Fund |
| ALCO | Asset Liability Committee |
| ALM | Asset Liability Management |
| AMFL | Association of Mutual Funds in India. |
| AML | Anti-Money Laundering |
| AMRMS | Audit and Risk Monitoring Mechanism |
| ANBC | Adjusted Net Bank Credit |
| APBS | Aadhaar Payment Bridge System |
| ARC | Asset Reconstruction Companies |
| ASBA | Applications Supported Bank Accounts |
| ASSOCHAM | Associated Chambers of Commerce and Industry of India. |
| ATM | Automated Teller Machine. |
| BCBS | Basel Committee on Banking Supervision |
| BCSBI | Banking Codes and Standards Board of India |
| BIS | Bank for International Settlements. |
| BOB | Bank of Baroda. |
| BOE | Bill of Exchange |
| BOI | Bank of India. |
| BOP | Balance of Payments. |
| BOR | Bank of Rajasthan. |
| BOT | Build,Operate and Transfer. |
| BR Act | Banking Regulations Act, 1949. |
| BSCS | Basel Committee on Banking Supervision. |
| BSE | Bombay Stock Exchange. |
| BSR | Basic Statistical Returns. |
| CA | Chartered Accountant. |
| CAD | Current Account Deficit |
| CAG | Controller and Auditor General. |
| CAR | Capital Adequacy Ratio |
| CARE | Credit Analysis and Research Limited |
| CASA | Current and Savings Accounts |
| CB | Canara Bank. |
| CBLO | Collateralized Bank Lending Obligations |
| CBS | Core Banking Solution. |
| CCIL | Clearing Corporation of India Limited |
| CCL | Cash Credit Limit |
| CDB | Caribbean Development Bank. |
| CDBS | Committee of Direction on Banking Statistics. |
| CDRS | Corporate Debt Restructuring |
| CDS | Credit Default Swap. |
| CEPA | Comprehensive Economic Partnership Management. |
| CFRA | Combined Finance and Revenue Accounts. |
| CGRA | Currency and Gold Revaluation Account. |
| CIBIL | Credit Information Bureau of India Limited |
| CMIS | Currency Management Information System |
| COB | Corporation Bank. |
| CP | Colombo Plan. |
| CPFF | Commercial Paper Funding Facility |
| CPI | Consumer Price Index. |
| CRAR | Capital To Risk Weighted Asset Ratio. |
| CRILC | Central Repository of Information on Large Credits |
| CRISIL | Credit Rating Information Services Of India |
| CRMD | Credit Risk Management Department. |
| CRR | Cash Reserve Ratio. |
| CSR | corporate social responsibility |
| CTI | Country Threat Index. |
| CUB | City Union Bank |
| DB | Dena Bank. |
| DPG | Deferred Payment Guarantee |
| DPN | Demand Promissory Note |
| DRAT | Debt Recovery Appellate Tribunal |
| DRI | Differential Rate Of Interest |
| DSCR | Debt Service Coverage Ratio |
| DTAA | Double Taxation Avoidance Agreement. |
| EADB | East African Development Bank. |
| EBRD | European Bank for Reconstruction and Development. |
| ECB | External Commercial Borrowings. |
| ECS | Electronic Clearing System. |
| EDF | Export Development Fund |
| EDI | Electronic Data Internchange |
| EDP | Entrepreneurship Development Programme |
| EEFC | Exchange Earners’ Foreign Currency |
| EFTPOS | Electronic Funds Transfer At Point Of Sale |
| EIB | European Investment Bank. |
| ELSS | Equity Linked Saving Scheme. |
| EMI | Equated Monthly Instalments |
| EPFO | Employees’ Provident Fund Organisation |
| EPOS | Electronic Point Of Sale |
| EPS | Earning per Share |
| ESOP | Employee Stock Options |
| EXIM | Export Import Bank of India. |
| FCA | Foreign Currency Assets. |
| FCCB | Foreign Currency Convertible Bond |
| FCNR | Foreign Currency Non Resident Deposit Accounts |
| FCNRA | Foreign Currency Non resident Account. |
| FDI | Foreign Direct Investment. |
| FEDAI | Foreign Exchange Dealers Association Of India |
| FERA | Foreign Exchange Regulation Act. |
| FICCI | Federation of Indian Chambers of Commerce and Industry. |
| FII | Foreign Institutional Investor. |
| FIMMDA | Fixed Income Money Markets and Derivatives Association. |
| FINO | Financial Information Network and Operation Limited |
| FIPB | Foreign Investment Promotion Board. |
| FOB | Free On Board |
| FPI | Foreign Portfolio Investment. |
| FSRASC | Financial Sector Regulatory Appointment Search Committee |
| FTA | Free Trade Agreement. |
| GAAR | General Anti Avoidance Rule. |
| GDP | Gross Domestic Product |
| GDR | Global Depository Receipt. |
| GFD | Gross Fiscal Deficit. |
| GIRO | Government Internal Revenue Order. |
| GMS | Gold Monetisation Scheme |
| GST | Goods and Services Tax |
| GSTN | Goods and Services Network |
| HDFC | Housing Development Finance Corporation. |
| IADB | Inter American Development Bank. |
| IAS | Integrated Accounting Systems |
| IBBI | Insolvency and Bankruptcy Board of India |
| IBPS | Institute of Banking Personnel Selection. |
| IBRD | International Bank for Reconstruction and Development |
| IBRD | International Bank For Reconstruction And Development. |
| IBU | International Banking Unit |
| ICA | Indian Council of Agricultural Research. |
| ICICI | Industrial Credit and Investment Corporation of India. |
| ICRA | Investment Information and Credit Rating Agency of India Limited |
| IDB | Islamic Development Bank. |
| IDBI | Industrial Development Bank of India. |
| IDR | Indian Depository Receipts. |
| IDRBT | Institute for Development and Research Of Banking |
| IEPF | Investors Education and Protection Fund |
| IFC | International Finance Corporation |
| IIB | International Investment Bank. |
| IIBF | Indian Institute of Banking and Finance. |
| IMD | India Millennium Deposits. |
| IMF | International Monetary Fund. |
| IMPS | Immediate Payment Service |
| IMT | Instant Money Transfer |
| IOB | Indian Overseas Bank. |
| IPO | Initial Public Offer |
| IPO | Initial Public Offering |
| IPPB | India Post Payments Bank |
| IRBI | Industrial Reconstruction Bank Of India. |
| IRDA | Insurance Regulatory and Development Authority of India |
| IROs | Interest rate options |
| IRR | Internal Rate Of Return. |
| ISCI | International Standard Industrial Classification |
| KCC | Kisan Credit Card |
| KMB | Kotak Mahindra Bank. |
| KVB | Karur Vysya Bank. |
| KVIC | Khadi and Village Industries Corporation |
| KVP | Kisan Vikas Patra |
| KYC | Know Your Customer Guidelines |
| LAB | Local Area Bank. |
| LAF | Liquidity Adjustment Facility |
| LAMPS | Large Sized Adivasi Multipurpose Societies |
| LDB | Land Development Bank. |
| LERMS | Liberalized Exchange Rate Management System |
| LIBOR | London Inter Bank Offered Rate. |
| LIC | Life Insurance Corporation Of India |
| LTCG | Long-Term Capital Gains |
| LTN | Long Term Note |
| MCA | Ministry Of Company Affairs |
| MCLR | Marginal Cost Of Lending Rate |
| MFDF | Micro Finance Development Fund |
| MIBOR | Mumbai Inter Bank Offer Rate. |
| MICR | Magnetic Ink Character Recognition |
| MIS | Management Information System |
| MSS | Market Stabilisation Scheme |
| MTN | Medium Term Note |
| MUDRA | Micro Units Development And Refinance Agency |
| NABARD | National Bank For Agricultural And Rural Development. |
| NAS | National Account Statistics. |
| NAV | Net Asset Value. |
| NBC | Non Banking Companies. |
| NBFC | Non Banking Finance Companies |
| NDA | Net Domestic Asset |
| NDS | Negotiated Dealing Systems |
| NDTL | Net Demand And Time Liability |
| NECS | National Electronic Clearing System |
| NEFT | National Electronic Funds Transfer System. |
| NFA | No Frills Account. |
| NFC | Non Banking Finance Companies. |
| NFS | National Financial Switch |
| NHB | National Housing Bank. |
| NIB | Nordic Investment Bank. |
| NPA | Non Performing Assets. |
| NPCI | National Payments Corporation Of India |
| NPS | National Pensions Scheme. |
| NPV | Net Present Value |
| NRE | Non Resident External Account |
| NRI | Non Resident Indian |
| NSE | National Stock Exchange. |
| NSFDC | National Scheduled Castes Finance And Development Corporation |
| OCB | Overseas Corporate Bodies |
| ODIs | Offshore/Overseas Derivative Instruments |
| OECD | Organisation For Economic Cooperation And Development |
| OLTAS | Online Tax Accounting System |
| OMO | Open Market Operations |
| OTCEI | Over the Counter Exchange Of India |
| OTP | One-Time Password |
| PACS | Primary Agricultural Credit Societies |
| PAN | Permanent Account Number |
| PDO | Public Debt Office |
| PFRDA | Pension Fund Regulatory and Development Authority |
| PGS | Payment Gateway System. |
| PIN | Personal Identification Number |
| PIS | Portfolio Investment Scheme |
| P-Notes | Participatory Notes |
| POA | Power of Attorney |
| PoS | Point of Sale |
| PPF | Public Provident Fund |
| PPIs | Prepaid Payment Instruments |
| PRSF | Partial Risk Sharing Facility |
| QIB | Qualified Institutional Bankers |
| RBI | Reserve Bank of India |
| RBS | Royal Bank of Scotland. |
| RDBMS | Relational Database Management System |
| RDDBFI | Recovery of Debt due to Banks and Financial Institutions |
| REC | Rural Electrification Corporation |
| RFC | Resident Foreign Currency |
| RIDF | Rural Infrastructure Development Fund |
| RoA | Return On Assets |
| RoE | Return On Equity |
| RRB | Regional Rural Bank. |
| RTGS | Real Time Gross Settlement System. |
| RWA | Risk Weighted Assets |
| SARFAESI | Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest |
| SBI | State Bank of India |
| SCB | Scheduled Commercial Bank |
| SCC | Selective Credit Control. |
| SDBS | Service Discharge Benefit Scheme |
| SDR | Special Drawing Rights |
| SEBI | Securities and Exchange Board of India |
| SEPA | Single Euro Payment Area. |
| SFMS | Structured Financial Messaging Services |
| SGB | Sovereign Gold Bond |
| SHG | Self Help Group |
| SIDBI | Small Industries And Development Bank Of India. |
| SIDC | State Industrial Development Corporation |
| SIFI | Systematically Important Financial Intermediaries |
| Sip | Systematic Investment Plans |
| SIPS | Systemically Important Payment System |
| SJSRY | Swarna Jayanthi Shahari Rozgar Yojana |
| SLR | Statutory Reserve Ratio |
| SLRS | Scheme for Liberation and Rehabilitation of Scavengers |
| SME | Small and Medium Industries |
| SMERA | SME Rating Agency of India Limited |
| SMILE | SIDBI Make in India Loan for small Enterprises |
| SPNS | Shared Payment Network System. |
| SSI | Small Scale Industries |
| SSSBE | Small Scale Service and Business Enterprises |
| SWIFT | Society For World Wide Inter Bank Financial Telecommunication. |
| TDS | Tax Deducted at Source |
| TIN | Tax Information Network |
| UBIN | Unique Business Identification Number |
| UCB | Urban Cooperative Bank. |
| UCNs | Uniform Code Numbers |
| UEBA | Universal Electronic Bank Account. |
| UIDAI | Unique Identification Authority of India |
| UPI | Unified Payments Interface |
| UPIN | Unique Property Identification Numbers. |
| USB | Ultra Small Branch. |
| USD | United States Dollar. |
| USSD | Unstructured Supplementary Service Data |
| UTI | Unit Trust of India |
| VDBS | Vertically Differentiated Banking System. |
| VPA | Virtual Payment Address |
| WBCIS | Weather Based Crop Insurance Scheme. |
| WCTL | Working Capital Term Loan |
| WL ATM | White Label ATM. |
| WMA | Ways and Means Advances |
| WPI | Wholesale Price Index |
| YTM | Yield to Maturity |
